We've got you covered



Personal Cover is designed to protect you and your family in your time of need. 

Types of covers available:

  • Life Cover
  • Critical illness
  • Income Protection
  • Mortgage Protection
  • Total and Permanent Disablement
  • Medical Cover



People are often overlooked but are generally one of the most important assets of any business. Like important items of machinery, if key people are lost or removed from the business they can have a significant impact in terms of turnover and/or an increase to operating expenses. 

Types of covers available:

  • Key Person Cover
  • Debt Protection
  • Shareholder Protection (Buy/Sell Agreement)
  • Start-up Income Cover
  • ACC



Stand out as an employer of choice by offering relevant benefits to your team. We work will all major Group Medical and Life providers in NZ to find the best solutions for your organisation, we’re a ‘premium partner’ of Southern Cross and hold strong relationships with nib, AIA, Accuro and others. Retaining key employees and attracting talent can be aided with an improved employee benefits package.

If ALL employees are included most providers will offer immediate cover for qualifying pre-existing health conditions, a rare and valuable benefit that individuals can’t get on their own. For larger organisation’s there may be some additional options to discuss.

Types of cover available:

  • Group Medical scheme (minimum 15 employees)
  • Group Life scheme (minimum 10 employees)

To discuss this further, contact us on groupadmin@dbib.co.nz


“We recently set up a Group Medical scheme with Donaldson Brown. The uptake was great, and it has been a real value add for our company and employees. The set-up was managed by Donaldson Brown, and they met with all of our employees to go over the offer and set up the policies. The team here really appreciate the health insurance, and it was important for us they know how to use it and get the most out of it. Insurance can be complicated so having the experts working closely with our wider team added a lot. Showing the team we care and that they’re supported was a big reason we went with medical cover, what better way than protecting their health and wellbeing.”

Kieran Rutherford, Managing Director


“We wanted to find a way to add to our employment package and really look after the team.

It was important that any employee benefits we considered were relevant, provided great value and offered benefits the team couldn’t easily get on their own.

Group Health insurance was the clear winner. We worked closely with Donaldson Brown to select the best options from policy to provider and they took care of the whole process.

The scheme has had a wide support from all staff here with everyone making the most of a great opportunity. The overall offer was very well received and giving our team and their families cover for pre-existing conditions was a game changer”.

Darran Seed, Project Manager

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  • Business
  • Life, Disability & Health